/* Bindaas shared inner-page styles. Tokens copied verbatim from index.html.
   Inner pages load this + site.js only (no GSAP, no smooth-scroll, no grain). */
:root{
  --ink:#070D18;
  --ink-2:#0A1220;
  --ink-3:#0E1830;
  --cream:#F2EFE7;
  --cream-dim:#B8BDC9;
  --muted:#7E8797;
  --mint:#4AE3B5;
  --mint-dim:rgba(74,227,181,.14);
  --line:rgba(242,239,231,.08);
  --serif:'Newsreader',Georgia,serif;
  --sans:'Urbanist',-apple-system,sans-serif;
}
*{margin:0;padding:0;box-sizing:border-box}
body{
  background:var(--ink);color:var(--cream);font-family:var(--sans);
  font-size:15px;line-height:1.6;-webkit-font-smoothing:antialiased;overflow-x:hidden;
}
::selection{background:var(--mint);color:var(--ink)}
a{color:var(--mint);text-decoration:none}
a:hover{text-decoration:underline}

/* ---------- nav (solid inner variant) ---------- */
.nav-solid{
  position:sticky;top:0;left:0;right:0;z-index:100;
  display:flex;align-items:center;justify-content:space-between;
  padding:0 clamp(20px,4vw,56px);height:64px;
  background:var(--ink);border-bottom:1px solid var(--line);
}
.logo{font-family:var(--serif);font-weight:700;font-size:24px;color:var(--cream);text-decoration:none}
.logo:hover{text-decoration:none}
.logo span{color:var(--mint)}
.nav-links{display:flex;gap:28px;align-items:center}
.nav-links a{color:var(--cream-dim);text-decoration:none;font-size:11.5px;font-weight:600;letter-spacing:.1em;text-transform:uppercase;transition:color .25s}
.nav-links a:hover{color:var(--cream);text-decoration:none}
.nav-cta{
  font-size:13px;font-weight:700;color:var(--ink)!important;
  background:var(--mint);padding:9px 18px;border-radius:100px;letter-spacing:0!important;text-transform:none!important;
  transition:transform .25s cubic-bezier(.34,1.56,.64,1),box-shadow .25s;
}
.nav-cta:hover{transform:translateY(-1px);box-shadow:0 6px 20px rgba(74,227,181,.25)}
@media(max-width:900px){.nav-links a:not(.nav-cta){display:none}}

/* ---------- layout ---------- */
.wrap{max-width:1120px;margin:0 auto;padding:0 clamp(20px,4vw,56px)}
section{position:relative}
.section-inner{max-width:1120px;margin:0 auto;padding:clamp(56px,7vw,96px) clamp(20px,4vw,56px)}
.divider{border:none;border-top:1px solid var(--line);margin:0}

/* ---------- page hero ---------- */
.page-hero{padding:clamp(56px,9vw,120px) clamp(20px,4vw,56px) clamp(34px,5vw,56px);max-width:1120px;margin:0 auto}
.crumb{font-size:11px;color:var(--muted);letter-spacing:.04em;margin-bottom:18px}
.crumb a{color:var(--muted)}
.crumb a:hover{color:var(--cream-dim)}
.eyebrow{
  display:inline-flex;align-items:center;gap:8px;
  font-size:11px;font-weight:600;letter-spacing:.16em;color:var(--mint);
  text-transform:uppercase;margin-bottom:18px;
}
.eyebrow::before{content:'';width:24px;height:1px;background:var(--mint)}
.page-hero h1{
  font-family:var(--serif);font-weight:650;
  font-size:clamp(40px,5vw,68px);line-height:1.03;letter-spacing:.002em;margin-bottom:16px;max-width:16ch;
}
.page-hero h1 em{font-style:italic;color:var(--mint)}
.lede{color:var(--cream-dim);font-size:clamp(15px,1.6vw,18px);max-width:56ch}
.lede strong{color:var(--cream);font-weight:500}

/* ---------- section head ---------- */
.sec-head{max-width:600px;margin-bottom:clamp(30px,4vw,44px)}
.sec-head h2{font-family:var(--serif);font-weight:650;font-size:clamp(30px,3.6vw,48px);line-height:1.06;letter-spacing:.002em;margin:12px 0 10px}
.sec-head p{color:var(--cream-dim);font-size:15px}

/* ---------- prose ---------- */
.prose{max-width:68ch}
.prose h2{font-family:var(--serif);font-weight:650;font-size:clamp(24px,2.6vw,30px);letter-spacing:.002em;margin:38px 0 12px;line-height:1.15}
.prose h2:first-child{margin-top:0}
.prose h2 .n{color:var(--mint);font-style:italic;font-size:.8em;margin-right:10px}
.prose h3{font-size:16px;font-weight:600;color:var(--cream);margin:24px 0 8px}
.prose p{color:var(--cream-dim);font-size:16px;line-height:1.7;margin-bottom:14px}
.prose p strong{color:var(--cream);font-weight:600}
.prose ul,.prose ol{margin:0 0 16px 0;padding-left:0;list-style:none}
.prose li{color:var(--cream-dim);font-size:15.5px;line-height:1.65;padding-left:22px;position:relative;margin-bottom:10px}
.prose li::before{content:'';position:absolute;left:2px;top:9px;width:6px;height:6px;border-radius:50%;background:var(--mint)}
.prose ol{counter-reset:li}
.prose ol li{counter-increment:li}
.prose ol li::before{content:counter(li);background:none;color:var(--mint);font-family:var(--serif);font-style:italic;font-size:13px;top:0;left:0;width:auto;height:auto}
.prose ol li{padding-left:26px}
.muted-note{color:var(--muted);font-size:11.5px;line-height:1.6;margin-top:10px}
.version-line{color:var(--muted);font-size:12px;margin-top:28px;padding-top:16px;border-top:1px solid var(--line)}

/* ---------- chips / lists ---------- */
.chips{display:flex;flex-wrap:wrap;gap:10px}
.chip{
  font-size:12px;font-weight:500;color:var(--cream-dim);
  border:1px solid var(--line);border-radius:100px;padding:7px 14px;
  display:inline-flex;align-items:center;gap:7px;background:rgba(242,239,231,.02);
}
.chip svg{width:13px;height:13px;stroke:var(--mint)}
.chip.link:hover{border-color:rgba(74,227,181,.5);color:var(--cream);text-decoration:none}
.elig{display:flex;flex-wrap:wrap;gap:10px;align-items:center}
.elig-label{font-size:10.5px;font-weight:600;letter-spacing:.14em;text-transform:uppercase;color:var(--mint);margin-right:8px}
.safe-list{display:flex;flex-direction:column;gap:13px;list-style:none}
.safe-list li{font-size:14px;color:var(--cream-dim);line-height:1.55;padding-left:18px;position:relative}
.safe-list li::before{content:'';position:absolute;left:0;top:8px;width:6px;height:6px;border-radius:50%;background:var(--mint)}
.safe-list b{color:var(--cream);font-weight:600}

/* ---------- cards ---------- */
.tcard{border:1px solid var(--line);border-radius:16px;padding:26px 24px;background:rgba(7,13,24,.5)}
.tcard h3{font-family:var(--serif);font-weight:650;font-size:22px;letter-spacing:0;margin-bottom:14px}
.tcard.warn{border-color:rgba(74,227,181,.28)}
.card-grid{display:grid;gap:14px}
.card-grid.c2{grid-template-columns:1fr 1fr}
.card-grid.c3{grid-template-columns:repeat(3,1fr)}
.card-grid.c4{grid-template-columns:repeat(4,1fr)}
@media(max-width:820px){.card-grid.c2,.card-grid.c3,.card-grid.c4{grid-template-columns:1fr}}

/* ---------- rate/data rows + tables ---------- */
.rate-row{display:flex;justify-content:space-between;gap:18px;padding:11px 0;border-bottom:1px solid var(--line);font-size:14px}
.rate-row:last-child{border-bottom:none}
.rate-row .k{color:var(--muted)}
.rate-row .v{color:var(--cream-dim);text-align:right}
.rate-row.accent .v{color:var(--mint)}
.data-table{width:100%;border-collapse:collapse;font-size:13.5px;margin:6px 0}
.data-table th,.data-table td{text-align:left;padding:13px 14px;border-bottom:1px solid var(--line);vertical-align:top}
.data-table th{color:var(--muted);font-weight:600;font-size:11px;letter-spacing:.08em;text-transform:uppercase}
.data-table td{color:var(--cream-dim)}
.data-table td b{color:var(--cream);font-weight:600}
.data-table tr:last-child td{border-bottom:none}
.table-scroll{overflow-x:auto}

/* ---------- accordion (FAQ) ---------- */
.faq-list{max-width:760px}
.faq-item{border-bottom:1px solid var(--line)}
.faq-q{
  width:100%;background:none;border:none;color:var(--cream);cursor:pointer;
  font-family:var(--sans);font-size:15.5px;font-weight:500;text-align:left;
  padding:20px 0;display:flex;justify-content:space-between;align-items:center;gap:16px;
}
.faq-q .plus{width:22px;height:22px;flex-shrink:0;position:relative;transition:transform .35s cubic-bezier(.22,1,.36,1)}
.faq-q .plus::before,.faq-q .plus::after{content:'';position:absolute;background:var(--mint);top:50%;left:50%}
.faq-q .plus::before{width:12px;height:1.5px;transform:translate(-50%,-50%)}
.faq-q .plus::after{width:1.5px;height:12px;transform:translate(-50%,-50%)}
.faq-item.open .plus{transform:rotate(45deg)}
.faq-a{max-height:0;overflow:hidden;transition:max-height .45s cubic-bezier(.22,1,.36,1)}
.faq-a p{color:var(--cream-dim);font-size:14px;padding:0 40px 20px 0;max-width:64ch;line-height:1.65}
.faq-group-label{font-size:11px;font-weight:600;letter-spacing:.14em;text-transform:uppercase;color:var(--mint);margin:34px 0 4px}

/* ---------- calculator ---------- */
.calc{
  background:linear-gradient(160deg,rgba(20,30,52,.72),rgba(10,18,32,.85));
  border:1px solid rgba(242,239,231,.1);border-radius:20px;padding:28px;
  box-shadow:0 30px 80px rgba(0,0,0,.35), inset 0 1px 0 rgba(242,239,231,.06);
}
.calc-label{font-size:11px;font-weight:600;letter-spacing:.12em;text-transform:uppercase;color:var(--muted);margin-bottom:6px}
.calc-amount{font-family:var(--serif);font-size:clamp(28px,2.6vw,38px);font-weight:650;font-variant-numeric:tabular-nums}
input[type=range]{
  width:100%;appearance:none;-webkit-appearance:none;height:3px;border-radius:2px;
  background:linear-gradient(to right,var(--mint) var(--fill,50%),rgba(242,239,231,.12) var(--fill,50%));
  outline:none;margin:8px 0 20px;cursor:pointer;
}
input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;width:18px;height:18px;border-radius:50%;background:var(--cream);border:none;cursor:grab;box-shadow:0 0 0 5px rgba(74,227,181,.18),0 2px 8px rgba(0,0,0,.5);transition:transform .2s}
input[type=range]::-webkit-slider-thumb:hover{transform:scale(1.12)}
input[type=range]::-moz-range-thumb{width:18px;height:18px;border-radius:50%;background:var(--cream);border:none;cursor:grab;box-shadow:0 0 0 5px rgba(74,227,181,.18)}
.tenure{display:flex;gap:8px;margin-bottom:22px;flex-wrap:wrap}
.tenure button{flex:1;min-width:60px;background:transparent;border:1px solid var(--line);color:var(--cream-dim);font-family:var(--sans);font-size:12.5px;font-weight:500;padding:9px 0;border-radius:10px;cursor:pointer;transition:all .25s}
.tenure button.active{background:var(--mint-dim);border-color:var(--mint);color:var(--mint)}
.emi-box{display:flex;justify-content:space-between;align-items:center;border-top:1px solid var(--line);padding-top:18px;margin-top:4px}
.emi-value{font-family:var(--serif);font-size:clamp(32px,3vw,46px);color:var(--mint);font-weight:650;font-variant-numeric:tabular-nums}
.emi-meta{font-size:11.5px;color:var(--muted);text-align:right;line-height:1.5}
.calc-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:clamp(20px,3vw,34px);align-items:start}
@media(max-width:720px){.calc-grid{grid-template-columns:1fr}}
.calc-out{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-top:20px}
.calc-out .o{border:1px solid var(--line);border-radius:12px;padding:14px 16px}
.calc-out .o .k{font-size:11px;color:var(--muted);text-transform:uppercase;letter-spacing:.1em;margin-bottom:5px}
.calc-out .o .v{font-family:var(--serif);font-size:22px;font-weight:650;font-variant-numeric:tabular-nums}
.pi-bar{height:12px;border-radius:100px;overflow:hidden;display:flex;margin:18px 0 8px;border:1px solid var(--line)}
.pi-bar .p{background:var(--mint)}
.pi-bar .i{background:rgba(242,239,231,.18)}
.pi-legend{display:flex;gap:20px;font-size:12px;color:var(--muted)}
.pi-legend span{display:inline-flex;align-items:center;gap:7px}
.pi-legend i{width:10px;height:10px;border-radius:3px;font-style:normal}
.pi-legend .dp{background:var(--mint)}
.pi-legend .di{background:rgba(242,239,231,.28)}
.calc-micro{font-size:11px;color:var(--muted);margin-top:14px;display:flex;align-items:center;gap:6px}
.calc-micro svg{width:12px;height:12px;stroke:var(--mint);flex-shrink:0}
.btn-mint{background:var(--mint);color:var(--ink);border:none;cursor:pointer;font-family:var(--sans);font-size:13.5px;font-weight:700;padding:12px 22px;border-radius:12px;white-space:nowrap;transition:transform .25s cubic-bezier(.34,1.56,.64,1),box-shadow .25s;display:inline-block}
.btn-mint:hover{transform:translateY(-1px);box-shadow:0 8px 24px rgba(74,227,181,.3);text-decoration:none}

/* eligibility checker verdict */
.verdict{border:1px solid var(--line);border-radius:14px;padding:18px 20px;margin-top:20px;font-size:15px;background:rgba(7,13,24,.5)}
.verdict.ok{border-color:rgba(74,227,181,.4)}
.verdict b{color:var(--mint)}
.verdict.no b{color:var(--cream)}
.toggle-row{display:inline-flex;border:1px solid var(--line);border-radius:10px;overflow:hidden}
.toggle-row button{background:transparent;border:none;color:var(--cream-dim);font-family:var(--sans);font-size:13px;padding:9px 16px;cursor:pointer;transition:all .2s}
.toggle-row button.active{background:var(--mint-dim);color:var(--mint)}
.field{margin-bottom:20px}
.field .flabel{display:flex;justify-content:space-between;font-size:13px;margin-bottom:6px}
.field .flabel b{color:var(--cream);font-weight:600;font-variant-numeric:tabular-nums}

/* ---------- phone frame (app block) ---------- */
.phone-frame{width:230px;height:466px;border-radius:34px;border:2px solid rgba(242,239,231,.16);background:var(--ink-2);padding:12px;position:relative;box-shadow:0 30px 80px rgba(0,0,0,.5)}
.phone-frame::before{content:'';position:absolute;top:14px;left:50%;transform:translateX(-50%);width:70px;height:5px;border-radius:100px;background:rgba(242,239,231,.2)}
.phone-screen{width:100%;height:100%;border-radius:24px;background:linear-gradient(160deg,#0A1220,#070D18);padding:34px 20px 20px;display:flex;flex-direction:column;gap:14px}
.phone-screen .ps-label{font-size:10px;text-transform:uppercase;letter-spacing:.12em;color:var(--muted)}
.phone-screen .ps-amt{font-family:var(--serif);font-size:30px;font-weight:650;font-variant-numeric:tabular-nums}
.phone-screen .ps-row{display:flex;justify-content:space-between;font-size:12px;color:var(--cream-dim);border-top:1px solid var(--line);padding-top:10px}
.phone-screen .ps-row .mint{color:var(--mint)}
.phone-screen .ps-state{margin-top:auto;background:var(--mint);color:var(--ink);text-align:center;font-weight:700;font-size:13px;padding:12px;border-radius:12px}

/* ---------- CTA band ---------- */
.cta-band{border-top:1px solid var(--line);background:var(--ink-2)}
.cta-inner{max-width:1120px;margin:0 auto;padding:clamp(56px,7vw,90px) clamp(20px,4vw,56px);text-align:center}
.cta-inner h2{font-family:var(--serif);font-weight:650;font-size:clamp(32px,4vw,54px);letter-spacing:.002em;margin-bottom:10px}
.cta-inner p{color:var(--cream-dim);font-size:16px;margin-bottom:26px}
.btn-mint-lg{background:var(--mint);color:var(--ink)!important;font-weight:700;font-size:15px;padding:14px 30px;border-radius:100px;display:inline-block;transition:transform .25s cubic-bezier(.34,1.56,.64,1),box-shadow .25s}
.btn-mint-lg:hover{transform:translateY(-2px);box-shadow:0 10px 30px rgba(74,227,181,.3);text-decoration:none}

/* ---------- footer ---------- */
.site-footer{border-top:1px solid var(--line);background:var(--ink-2)}
.foot-inner{max-width:1120px;margin:0 auto;padding:56px clamp(20px,4vw,56px) 40px}
.foot-grid{display:grid;grid-template-columns:1fr 2.2fr;gap:44px;margin-bottom:40px}
.foot-brand .foot-tag{font-family:var(--serif);font-size:24px;font-weight:650;line-height:1.15;margin:16px 0 18px}
.foot-brand .foot-tag em{font-style:italic;color:var(--mint)}
.cert-chips{display:flex;flex-wrap:wrap;gap:8px;margin-bottom:16px}
.cert-chip{font-size:11px;color:var(--cream-dim);border:1px solid var(--line);border-radius:6px;padding:5px 10px}
.cert-chip sup{color:var(--mint)}
.app-badges{display:flex;gap:8px;flex-wrap:wrap}
.app-badge{display:inline-flex;align-items:center;gap:7px;font-size:11px;color:var(--cream-dim);border:1px solid var(--line);border-radius:8px;padding:7px 11px}
.app-badge svg{width:14px;height:14px;stroke:var(--cream-dim);fill:none}
.foot-cols{display:grid;grid-template-columns:repeat(5,1fr);gap:24px}
.foot-cols div{display:flex;flex-direction:column;gap:9px}
.foot-cols b{font-size:11px;letter-spacing:.14em;text-transform:uppercase;color:var(--muted);font-weight:600;margin-bottom:3px}
.foot-cols a{color:var(--cream-dim);text-decoration:none;font-size:13px;transition:color .25s}
.foot-cols a:hover{color:var(--cream);text-decoration:none}
.foot-seo{border-top:1px solid var(--line);padding-top:22px;margin-bottom:26px}
.foot-seo b{font-size:11px;letter-spacing:.14em;text-transform:uppercase;color:var(--muted);font-weight:600;display:block;margin-bottom:12px}
.seo-band{display:flex;flex-wrap:wrap;gap:6px 16px}
.seo-band a{color:var(--muted);font-size:12px;text-decoration:none;transition:color .25s}
.seo-band a:hover{color:var(--cream-dim);text-decoration:none}
.foot-legal{border-top:1px solid var(--line);padding-top:24px;color:var(--muted);font-size:11.5px;line-height:1.7;max-width:960px}
.foot-legal p+p{margin-top:8px}
.foot-legal a{color:var(--cream-dim)}
@media(max-width:820px){
  .foot-grid{grid-template-columns:1fr;gap:32px}
  .foot-cols{grid-template-columns:repeat(2,1fr);gap:22px}
}

/* ---------- people / articles / guides ---------- */
.people{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}
@media(max-width:820px){.people{grid-template-columns:1fr}}
.person{border:1px solid var(--line);border-radius:16px;padding:24px;background:rgba(7,13,24,.5)}
.avatar{width:52px;height:52px;border-radius:50%;border:1.5px solid var(--mint);color:var(--mint);display:flex;align-items:center;justify-content:center;font-family:var(--serif);font-size:18px;margin-bottom:16px}
.person h3{font-family:var(--serif);font-weight:650;font-size:19px;margin-bottom:2px}
.person .role{font-size:12px;color:var(--mint);margin-bottom:10px}
.person p{font-size:13.5px;color:var(--cream-dim);line-height:1.6}
.byline{display:flex;gap:12px;flex-wrap:wrap;align-items:center;color:var(--muted);font-size:12.5px;margin-bottom:26px}
.byline .tag{border:1px solid var(--line);border-radius:100px;padding:4px 12px}
.related{display:flex;gap:16px;flex-wrap:wrap;margin-top:38px;padding-top:22px;border-top:1px solid var(--line)}
.related span{font-size:11px;letter-spacing:.12em;text-transform:uppercase;color:var(--muted)}
.guide-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}
@media(max-width:820px){.guide-grid{grid-template-columns:1fr}}
.guide-card{border:1px solid var(--line);border-radius:16px;padding:26px 24px;background:linear-gradient(170deg,rgba(20,30,52,.35),rgba(10,18,32,.15));display:block;transition:transform .3s,border-color .3s}
.guide-card:hover{transform:translateY(-4px);border-color:rgba(242,239,231,.18);text-decoration:none}
.guide-card h3{font-family:var(--serif);font-weight:650;font-size:20px;margin-bottom:8px;color:var(--cream)}
.guide-card p{font-size:13.5px;color:var(--cream-dim);line-height:1.55}
.guide-card .rt{font-size:11px;color:var(--muted);margin-top:14px;text-transform:uppercase;letter-spacing:.08em}

/* ---------- sticky download-QR badge (placeholder) ---------- */
.qr-sticky{
  position:fixed;right:20px;bottom:20px;z-index:90;
  display:flex;align-items:center;gap:14px;
  background:rgba(10,18,32,.86);backdrop-filter:blur(10px);
  border:1px solid var(--line);border-radius:14px;
  padding:12px 18px 12px 12px;text-decoration:none;
  box-shadow:0 20px 50px rgba(0,0,0,.5);
  transition:transform .25s cubic-bezier(.34,1.56,.64,1),border-color .25s;
}
.qr-sticky:hover{transform:translateY(-2px);border-color:rgba(74,227,181,.45);text-decoration:none}
.qr-sticky .qr-code{width:56px;height:56px;display:block;flex-shrink:0}
.qr-sticky-label{font-size:13px;font-weight:600;color:var(--cream);line-height:1.22;letter-spacing:.01em}
.qr-sticky-label i{font-style:normal;color:var(--mint)}
@media(max-width:600px){.qr-sticky{display:none}}

/* ---------- reveal ---------- */
.rv{opacity:0;transform:translateY(24px);transition:opacity .8s cubic-bezier(.22,1,.36,1),transform .8s cubic-bezier(.22,1,.36,1)}
.rv.in{opacity:1;transform:none}
@media(prefers-reduced-motion:reduce){
  .rv{opacity:1;transform:none;transition:none}
  *{scroll-behavior:auto!important}
}