11% to 20% p.a. Fees go straight to the institute. EMIs start after your course ends.
If your course is outside our scope, we tell you upfront rather than waste your time.
The honest detail most lenders bury.
Your fees are paid directly to the institute. You do not start EMIs while you are studying: there is a moratorium for the length of your course, plus one month. That means you can focus on learning first, earning second.
The catch we will not hide: interest accrues during the moratorium. It is added to your balance, so the loan you repay is a little larger than the fees. You see the full schedule in your Key Fact Statement before you sign, so there are no surprises later.
Very likely. We work with a wide range of institutes and can add new ones. Start an application and we will confirm whether your course qualifies.
Talk to us early. The loan is still repayable, but we will work with you on the schedule. Prepayment is always free if you want to close it.
No. Our education and upskilling loans are in your name alone, based on your eligibility. No parent or guarantor required.
During your course plus one month you make no EMI, but interest accrues and is added to your balance. Your KFS shows exactly how much before you sign.