Each section is short on purpose. This is a prototype; a credible shape beats exhaustive legalese.
Bindaas is a digital lending service provider operated by Bindaas Fintech Pvt. Ltd. We are the platform. Loans are sanctioned and disbursed by our RBI-registered NBFC and bank partners.
You must be 21 to 58, resident in India, and able to enter a contract. You agree to give accurate information and to keep your login secure.
Any figure you see before signing is indicative. Your loan is set only when you receive a Key Fact Statement and e-sign the agreement with your lender.
You repay by the e-mandate you authorise. A missed EMI attracts ₹450 + GST on the overdue amount, and may be reported to bureaus after 30 days.
Every loan has a 3 day cooling-off period. The full terms are on our refunds and cooling-off page.
Do not misuse the platform, attempt fraud, or use it for anything unlawful. We may suspend access if you do.
The Bindaas name, brand and this site are ours. Please do not copy or pass them off as your own.
Lending decisions and the loan contract are your lender's responsibility. The platform is provided as is; we are not liable for indirect losses.
These terms are governed by Indian law, with jurisdiction in the courts of Bengaluru.
Questions? care@bindaas.in. Registered office: 3rd Floor, 12 Residency Road, Bengaluru 560025.