Bindaas / Loans / Medical emergency
Medical emergency

Hospitals don't wait. Neither do we.

Priority processing any hour, money in about ten minutes, zero processing fee, 11.5% to 22% p.a.

How the priority lane works

A medical emergency application goes into a flagged, faster queue. A person is on call 24 hours a day, seven days a week. Once approved, the money is disbursed directly to you, or straight to the hospital account if that is faster for admission.


The complete cost

Every charge, in one place

Interest rate11.5% to 22% p.a., reducing balance
Processing fee₹0, no processing fee
Prepayment / foreclosure₹0, anytime after the first EMI
Late payment₹450 + GST per missed EMI, on the overdue amount only
Anything elseNothing. This is the complete list.

Representative example

Loan amount₹50,000
Tenure12 months
Interest rate11.5% p.a. reducing
Processing fee₹0
Monthly EMI₹4,431
Total interest₹3,172

While you are at the hospital

What you need

  • Your PAN
  • An Aadhaar-linked phone
  • Your bank details

What you do not need

  • Bills or estimates
  • Cost approvals
  • Collateral of any kind

Apply first, sort the paperwork later. The point is speed when it matters.

Works alongside your insurance

Use it for the admission deposit while a claim is processing, or for costs your policy does not cover. If your insurer reimburses you later, prepay the loan at any time, at no charge.

FAQ

Questions people ask

Yes. The priority lane runs 24 hours a day, every day. Disbursal still averages about ten minutes after approval.

Yes. We can disburse to the hospital account for admission, or to your own account, whichever helps you faster.

Yes. The loan is in your name, and you can use it for a spouse, parent, child or sibling. The funds are yours to direct.

Prepay the loan whenever the reimbursement arrives. Foreclosure is ₹0 at any time after your first EMI.

Ready when you are.

Check your offer in 2 minutes. No CIBIL impact.

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