The criteria are simple and the document list is short. Try the checker, then check your real offer.
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| What we ask for | Detail |
|---|---|
| PAN | For identity and bureau checks |
| Aadhaar-linked mobile | For instant, paperless KYC |
| Bank account | For disbursal and your e-mandate |
Yes. A thin file is not a rejection. We look at income and other signals too, though your rate may be a little higher until you build a track record.
A recent switch is fine. Very short tenure at a new employer can affect your rate, but it rarely rules you out.
Usually just PAN, an Aadhaar-linked mobile and a bank account. For some profiles we ask for a recent bank statement, requested in the app.
Not at the moment. Bindaas loans are in a single applicant name. No co-applicant or guarantor is needed.